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You may choose to purchase Trip Cancellation Insurance
to protect your payments in the event you have to cancel your vacation
because of a medical emergency or other insured reason that makes
it impossible to complete your vacation, or our Comprehensive Coverage
which provides protection before and during your vacation for medical
emergencies.
Plan 1: Trip Cancellation
Insurance Before You Travel
Please ask your Destinations Canada Representative to explain all the
terms, conditions, limitations and exclusions contained in your
Certificate of Insurance. You are covered the moment you purchase
your insurance.
| Cancellation Protection |
Insured Amount |
Insured Amount |
| Missed Flight |
Economy Airfare |
Economy Airfare |
| Connection Protection |
$800 |
$560 |
| Upgrade Coverage |
Unlimited |
Unlimited |
Plan 2: Comprehensive Coverage
In addition
to Trip Cancellation Insurance Before You Travel, you are covered
for:
| Emergency
Hospital & Medical |
$2,000,000* |
$10,000* |
| Medical
Services |
See Benefits |
See Benefits |
| Trip Interruption
|
Economy Airfare |
Economy Airfare |
| Trip
Interruption |
Economy Airfare |
Economy Airfare |
| Pre-paid
Travel Arrangements |
Non-refundable Portion |
Non-refundable Portion |
| Unused
Land Arrangements |
Insured Amount
|
Insured Amount
|
| Missed
Connection |
Economy Airfare |
Economy Airfare |
| Out of
Pocket |
$3,000 |
$2,100 |
| Accidental
Death & Disablement |
$10,000 |
$7,000 |
| Air Flight
Accident |
$100,000 |
$70,000 |
| Return
of Deceased Body |
$10,000 |
$7,000 |
| Return
of Vehicle or Watercraft |
$3,000 |
$2,100 |
| Family
Transportation |
$3,000 |
$2,100 |
| Return
of Family Member |
$3,000 |
$2,100 |
| Escort
of Insured Children |
$2,000 |
$1,400 |
| Accidental
Dental |
$3,000 |
$2,100 |
| Dental
Emergencies |
$500 |
$350 |
| Air Evacuation |
Pre-arranged |
Pre-arranged |
| Baggage |
$3,000 |
$2,100 |
| Baggage Delay |
$300 |
$210 |
Automatic
Extension of Coverage
These coverages are only available to Canadian residents with
a provincial health plan in place. There is a plan available
for U.S. residents. Please ask your Destinations Canada representative for
details. |
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* For US residents and travellers not covered under a Canadian
Government Health Insurance Plan, coverage is limited to in-hospital
expensesup to $10,000. Subject to pre-existing medical conditions
and age limits.
U.S. Residents: This policy excludes losses resulting from
pre-existing medical conditions.
|
| Up to $400 |
Up to $300 |
$39 |
$28 |
$53 |
$37 |
| $401-$700 |
$301-$525 |
$53 |
$39 |
$65 |
$47 |
| $701-$1,000 |
$526-$750 |
$62 |
$45 |
$77 |
$54 |
| $1,001-$1,500 |
$751-$1,125 |
$84 |
$62 |
$102 |
$72 |
| $1,501-$2,000 |
$1,126-$1,500 |
$106 |
$78 |
$126 |
$89 |
| $2,001-$2,500 |
$1,501-$1,875 |
$130 |
$96 |
$157 |
$113 |
| $2,501-$3,000 |
$1,876-$2,250 |
$152 |
$112 |
$192 |
$137 |
| $3,001-$4,000 |
$2,251-$3,000 |
$189 |
$139 |
$239 |
$168 |
Plan 2 - $36CAD/25USD
per person per week after the first 8 days
Plan 2 - $10CAD/7 USD per person to extend the first
8 days by 2 additional days
Plan 2 - is available up to a 7 week maximum duration
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“No medical questionnaires. This policy excludes
any loss resulting from medical consultation, prescriptions, medication,
medical treatment or hospitalization during the 180 days immediately
preceeding the effective date. This condition applies to all persons
over 70 years of age and all persons on trips with a duration exceeding
35 days. Just be sure yu are not travelling against doctor’s orders,
and do not have any reason to expect medical treatment.
For Cancellation Coverage, only pre-existing conditions
which did not require medical consultation, medical treatment or
hospitalization during the 90 days immediately preceeding the effective
date are covered.
The Worldwide Emergency
Assistance Hotline
The claims hotline is available 24 hours a day, 7 days a week and
staff will:
- Immediately confirm your coverage
- Ensure you receive quality care and compassionate service
- Communicate with your family physician
- Coordinate billing and payment for covered injuries or sickness
- Arrange for air evacuation if necessary
TRAVEL INSURANCE CAN ONLY BE PURCHASED
at the time of booking your Destinations Canada Holiday. This is a summary only.
For complete details, please ask your Destinations Canada Representative and
refer to your Certificate of Insurance. Administered by T.I.C. Travel
Insurance Co-ordinators. All property insurance is underwritten
by Sovereign General Insurance Company, Air Flight Accident insurance
is underwritten by certain Lloyd’s underwriters, and all other insurances
are underwritten by Co-operators Life Insurance Company.
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